Secure savings options with competitive returns to help members build financial discipline and long-term wealth.

Flexible loan options for personal, business, and emergency needs with transparent terms and member support.

Resources and funding for farming projects, plus training to improve productivity and sustainability.

Programmes for social and economic growth including infrastructure, water ventures, and community assets.

Member benefits

Empowering members through financial inclusion

Join our thriving community of over 2,300 members benefiting from:

Attractive returns on savings and fair loan rates for members

A trusted network of members and affiliates working together

Regular and special savings tailored to your goals

Funding and resources for farming and agribusiness projects

All programmes

Full range of cooperative products

From savings and shares to loans, Easy Own, agriculture, and infrastructure development.

Flexible savings accounts that help members build financial discipline and access cooperative benefits over time.

Targeted savings schemes for festivals, projects, and other member goals with structured contribution plans.

Members build ownership in the cooperative through share purchases, dividends, and capital growth opportunities.

Personal and cooperative loans with guarantor support, transparent repayment schedules, and admin oversight.

Product-based financing that lets members acquire essential assets through a structured zero-interest Easy Own programme...

Support for agricultural members and income-generating ventures that strengthen household and community livelihoods.

Workshops and guidance that help members make better financial decisions and participate fully in cooperative life.

Community-facing projects such as water ventures, halls, and schools that reflect IPCMU's long-term investment in member...

Register as a member to start saving, borrowing, and growing with IPCMU.

Join now Explore Easy Own